Negative Effects of Tv on Family Life Essays

Negative Effects of Tv on Family Life Essays Negative Effects of Tv on Family Life Essay Negative Effects of Tv on Family Life Essay Negative Effects of TV The TV effectsly affects family life and the individual, causing family bonds to unwind and the person to get credulous of their environmental factors. The TV keeps one snared for quite a long time, making family connections lessen and individual connections to debilitate. Not exclusively does the TV appear to be a decent option in contrast to discussions and communications among each other, yet it additionally assists with making a hole between the anecdotal universe of TV and reality. Since the creation of the home TV, it has become a urgent part in ordinary family unit life. Kids invest less energy with family, since it is essentially simpler to plunk down and be engaged by the TV. †The time spent close to it [the TV] surpasses the measure of time went through along with some other relative. † (Wattermann) Watching TV majorly affects the manner in which a kid speaks with other relatives and companions, separating them from certifiable circumstances and issues. Guardians spend extended periods working and need a powerful suppressant for their kids. Contemporary guardians work a ton, however when they return home they are not anxious to invest energy with their child†¦Ã¢â‚¬  (Wattermann) Even grown-ups fall into the fascination of removing themselves from their childs’ life, so as to unwind or pick up the available time they long want. The impact the TV has on the family has been negative in contrast with the first goal of carrying the TV i nto the home, harking back to the 1940s. The portrayal of the family staring at the TV together has changed, and now with duplicate TVs present in a home, the division and disfunction of the family has expanded. Television additionally negatively affects the individual, since it detracts from expected connections and furthermore advances awful conduct and animosities as observed on brutal TV programs. What is being viewed on TV can possibly affecting negative conduct, inside the youngster or even grown-up. In an article from the AAP or the American Association of Pediatrics, it was noticed that, â€Å"Extensive examination proof shows that media brutality can add to forceful conduct, desensitization to viciousness, bad dreams, and dread of being hurt. † (Pediatrics Vol. 108 No. ) The viciousness seen on TV, can prompt brutal acts later on. People are influenced by what they see on TV and can be impacted by the intriguing nature that is portrayed in pretty much every TV program. â€Å"Even in G-evaluated, energized motion pictures and DVDs, savagery is common† (Boyse, RN). The TV viciousness affects individuals and offspring all things considered, and despite the fact that a few projects are instructive and valuable for the turn of events and development of the youngster, there are such huge numbers of different projects going on while negate the possibility of â€Å"good TV†. TV observing additionally majorly affects the mental self portrait one has of themself. The TV paints a bogus picture of what the typical and acknowledged individual should resemble. The individual watching, thusly gets sucked into the attitude that they must resemble the very much conditioned models seen on television, this makes a wide range of issues. Weaknesses inside the individual thrive and they are continually shelled with pictures of how they ought to be, so as to fit into today’s society. While watching consistent pictures of sound ladies and men makes a few people promptly bounce off the love seat and start their â€Å"cardio routine† some kick back and envy what they just will never have. Unexpectedly, this prompts dietary issues and weight. â€Å"People, who go through a really long time before the TV sets, are under exceptionally high danger of getting overweight and large. † (API Heathline) Either way, bogus commercial of the manner in which somebody ought to be seen negatively affects the watcher. All in all, the substance on TV impacts who were are and who we need to get so as to fit into society. Another calculate included TV viewing, is the sum and the industriousness of plugs. Plugs make up a dominant part of TV broadcast appointment, attempting to impact individuals to invest energy and assets on items and new innovations that will improve you fit into society. For instance, food advertisements are continually impacting individuals to make new plans or to go to the freshest most delightful café around. Different plugs, for example, the shopping channel become speaking to the more established crowd who are separated from everyone else and continually longing for new things. This prompts swarming and different scatters, including the enslavement of TV viewing in itself. Plugs and news stories likewise convince individuals regarding legislative issues, financial issues, and social impacts in this way drafting the single direction nature of the watchers. On the off chance that individuals continually go to the TV for current reports on news and other recent developments then it stops the need to speak with each other and make the social connections expected to have a strong equalization throughout everyday life. Another difficult that emerges with TV is the impact it has on one mentally. Children spend numerous hours before the TV, particularly over extensive stretches of separation. A few grown-ups can contend that the consistent atching of TV is the start of another time of compulsion. â€Å"Studies about contrary impacts of TV fixation show the TV addicts’ individuals through its sedating desensitizing effect, making them unwind, become tired, and afterward want to observe more TV. † (Parenting-Healthy-Children) Watching TV appears to have similar impacts that propensity framing opiates have on the person. When watching a long time of TV, one is immediately loose and placed into a condition of carelessness to the outside world, in this way having comparative impacts of psyche changing medications. Television viewing effectsly affects the watcher and can prompt numerous social and individual issues. Family connections, singular hesitance, and fierce/unseemly topic all lead to the end that a lot of TV can be hurtful to our general public. Television is promptly accessible to all everything being equal, and most of the material is intended for a progressively full grown crowd. After some time, TV has changed drastically from for the most part family-situated TV projects to programs equipped to various age gatherings, so as to pull in various crowds. Youngsters and TV: The Negative Effects of Television.  Children and TV: The Negative Effects of Television. N. p. , n. d. Web. 13 Feb. 2013. Media Violence.  Media Violence. N. p. , n. d. Web. 13 Feb. 2013. Awful Effects Of Watching Too Much TV | Academic Programs International a Health Line. Scholastic Programs International Health Line Bad Effects Of Watching Too Much TV Comments. N. p. , n. d. Web. 13 Feb. 2013. The Negative E ffects of Television Addiction and Computer Addiction.  The Negative Effects of TelevisionAddiction and Computer Addiction. N. p. , n. d. Web. 13 Feb. 2013.

Justice Is Under Threat in the Risk Society’, Is Barbara Hudson Right to Argue This?

‘Justice is under danger in the hazard society’, is Barbara Hudson option to contend this? In the UK the state informed what it expects with respect to us and in light of this gives us laws that we are not genuine to rebel. We as of now live in a true and by law state where nobody else can participate in savagery separated from the state when required, and the laws are viewed as just. From the seventeenth century to the late twentieth century there has been an adjustment in the public arena making a pioneer period which saw the closure of feudalism and the devotement of free enterprise. Hudson, 2003:3) This period saw changes in the manner in which people experienced their lives and saw the world; there were political changes and frameworks of discipline. The progressions blended ‘political, good and legitimate way of thinking †the fields at whose crossing point we discover equity. ’(Hudson, 2003:3) This exposition will feature the reasons why Barbara H udson is on the right track to contend that equity is under danger in the hazard society. It will initially diagram Kant’s and Rawls’s hypothesis of equity and it will at that point see what chance society is.Finally it will analyze if equity and the hazard society are perfect utilizing DSPD as a contextual investigation. Immanuel Kant was an illumination savant in utilitarian radicalism. He had numerous speculations what equity is and what this implies and hypotheses on how this influenced discipline. He utilized the devolvement of edification to look for the proportion of equity, whereby people are viewed as judicious and equipped for investigation and dynamic. (Hudson, 2003:5) Previously issues for equity for liberal popular governments had been about the appropriation of material and social merchandise. Hudson, 2003:6) However, for Kant his hypothesis of equity spun around the possibility of individual opportunity and equivalent opportunity for all. He accepts as w e are on the whole normal and fit for settling on are own choices that we would all be able to submit to the ethical law. Kant’s moral way of thinking depends on what he calls the downright goal, where he says ‘Always act so that you can likewise will that the proverb of your activity should turn into a widespread law’ (Kant, 1987:2) Meaning that you should regard individuals as you would need to be dealt with, and not to a conclusion to a methods, on the off chance that we don't regard individuals as equivalent, at that point there is no justice.Rawls was a contemporary radical who was an understudy of Kant’s who looked to an option in contrast to utilitarianism in his hypothesis of equity. (Kymlicka, 2002:53) His methodology was intuitionism hypothesis which he said had two highlights, that they comprise of majority of first standards and that they incorporate no unequivocal techniques and we are essentially to find some kind of harmony by instinct to wh at appears to be correct. (Kymlicka, 2002:54) Rawls had two standards of equity; the first was that ‘each individual is to have an equivalent right to the most broad plan of equivalent fundamental freedoms perfect with a comparable plan of freedoms for other people. (Kymlicka, 2002:56) He states when settling on choices we should intellectually put ourselves behind a cover of numbness for all citizenry to concur, as this would lead everybody in the public arena to be dealt with all the more decently as they would not know where in the public eye they would be set hence constraining their hazard. Along these lines you could convey merchandise totally reasonable without victimizing anybody and by doing so you would wind up with a framework where you would ensure the most noticeably awful off are also of as conceivable as we would not realize which bunch we would have been in; the rich or the poor gathering of society. Baggini, 2005:29) Rawl’s second standard of equity are that social and financial imbalances are to be orchestrated so that , they are to be the best advantage to the least advantaged individuals from the general public and workplaces and positions must be available to everybody under states of reasonable uniformity of chance. In this way since there will be consistently disparities, citizenry would consent to participate as again they would not realize which gathering of society they fall into and by evacuating all imbalances to which hindrance somebody along these lines making an all the more only society.Thus for Rawl’s, equity rises to reasonableness and decency approaches proportionality. Hazard Society hypothesis was created to guarantee why and how society is evolving. Becks and Glidden’s battled they have been changes in how society functions and recommend that we are presently living in a general public of hazard. Hazard society isn't proposing that we live in a world with more hazard however that our view of haza rd has become a key factor in our sorting out guideline. Refered to in Hudson, Ericson and Carriere state ‘We now live in a hazard society; there is a float in the open plan away from monetary imbalance to the circulation and control of dangers. (Hudson, 2003:43)There are seven key ideas to the hazard society; Modernity, Late Modernity, Reflexive modernisation, Manufactured vulnerability, Actuarialism, Risk circulation and Individualism. Late Modernity is the term utilized in the contemporary period demonstrating the changes in social orders whereby there has been move towards entrepreneur economies and globalization as opposed to government assistance approach. With late innovation you can glance back at what had been done and utilize this to assist you with foreseeing how to change later on to constrain your hazard. Denny, 2005:28) Reflexive modernisation and made vulnerability was an idea created by Becks and Giddens who are key hazard society scholars. They clarify that wi th improvement of innovation, this has made new and distinctive hazard and the innovation we have makes us increasingly mindful of the potential hazard, as the media is not, at this point just as papers and TV, we approach on PCs and even cell phones consequently we can see and hear potential dangers 24 hours per day. Adam et al, 2000:168) However, in light of the fact that we have made this hazard with the devolvement of innovation then we can comprehend it better and expect we can gauge them. They apply the idea of Actualarism that order populaces as indicated by hazard, with this idea we can quantify the hazard and the probability of them occurring and by doing this we can make strides in diminishing and evading these dangers. A basic idea in the hazard society is that to stay away from chance we can appropriate the hazard which is a piece of neo-liberalism.This can be believed to be utilized in regular day to day existence with vehicle insurance agencies who charge an individual more cash in as per the hazard they present while driving . Hazard has become an on a very basic level product in an industrialist society. Hazard society implies that hazard thinking has become standardized for people in regular day to day existence, each choice we make we consider the hazard associated with it. The ascent of independence has seen that people will buy the best hazard assurance they can without contemplating the more fragile individual in society.Hudson states that we presently dread wrongdoing from each other and due to this we need individuals who undermine us to be expelled from our condition to wipe out the hazard, this has been a contributing element to why society has gotten progressively reformatory. (Hudson, 2003:45) In the hazard society administration is aimed at the arrangement of security and experience of security normally lays on a parity of trust and adequate hazard as assurances and consistency. These dangers become externalized contrary pictures of utopias where individuals are not, at this point worried about acquiring the great yet rather, forestalling the worst.A key inquiry for liberal scholars is how much freedom ought to be exchanged for the degree of security. In today’s society the state controls and administers the manner by which we live our lives. Society has given over the ability to the state through an implicit understanding whereby we surrender a portion of our freedom in the expectation the administration can shield us from potential dangers. One of the impacts of this is we let the administration control how they rebuff offenders.Bentham and Kant, two unitlitarists held various perspectives on Punishment, For Bentham he said it is naturally awful, Bentham, a ulitarian and scholar for discipline expressed, refered to in Ashworth ‘that moral activities are those that produce the best joy of the best number of individuals. ’(Ashworth, 2010:79) ‘Therefore to legitimize discipline we shou ld do as such by demonstrating its utility. Anyway Kant felt that discipline was acceptable and there was an obligation that the guilty party got their appropriate reward through his guideline of equity. (Duff and Garland, 1994; 141) The explanation behind rebuffing must fill in as a support for that punishment.The just sweet model implies that you ought to get the discipline you merit by accepting a sentence that it is proportionate to the offense you have submitted. (Scott, 2008, 199) Indeterminate condemning which is related with utilitarianism is connected to the hazard society and equity, as on the grounds that they accept we can gauge chance they figure we can make forecasts for future violations. In any case, by rebuffing somebody for a wrongdoing they have done this thusly will help diminish wrongdoing in the conviction that dread will prevent others from perpetrating a similar wrongdoing. Honderich, 2006:26-27) However, it is shameless and there is no equity to give somebod y a harsher sentence and cause a case of them in the expectation of serving to hinder others from a similar wrongdoing. Hirsch’s study found that harsher sentences don't dissuade others and lessen crime percentage. (Hirsch, 1999:3) Indeterminate sentences violate the explanation and defense for discipline, by conceding blame for the underlying offense they expect they are liable of reoffending in this way are given longer jail sentences to benefit society this can't be just..A issue for equity while rebuffing a wrongdoer is the need to address equity for whom; the guilty party or casualty, what establishes equity for the casualty won't mean equity for the wrongdoer there will consistently be an issue adjusting the two. Ris

To Be a White Woman free essay sample

An individual paper on the encounters with race, sexual orientation, religion, and social class growing up as a white female in the South. This paper is one womans individual record of her encounters with race, religion and the social class structure of American culture. She gives a gander at these issues through her adolescence, school years and marriage and analyzes how these impacts have molded her character and conviction framework. I am a southern lady, completely. I was brought up in Tennessee, Kentucky, and Florida in a working class family. Race and sex were imperative to those in my family, particularly the more seasoned ages. My encounters with race were not quite the same as those of my more established kin, cousins, guardians, grandparents, aunties and uncles. They all had gone to isolated schools and experienced their adolescence nearly as a different animal types isolated from the blacks. My school years were spent in isolated schools, some at any rate 90% dark. We will compose a custom article test on To Be a White Woman or then again any comparable theme explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page Much like Dalton Conley communicates in his book Honky, I realize all to well what its like to be the minority. This experience separates me to some degree from my family. Our childhoods were so unique as for friends and social exercises. I relate more to the more youthful age in the family, the nieces and nephews. As the most youthful kin of nine, I am in reality nearer in age to my siblings and sisters kids than I am to them. This has frequently been a gift however it has likewise made a separation between my kin and myself that I assume may never totally vanish.

The Best Way to Write a Research Paper Fast in 7 Simple Steps

So you have procrastinated composing your APA inquire about paper and are considering how to compose a 10-page look into paper quick. Such a circumstance isn't extraordinary for school and graduate understudies. From the outset, you meant well toward the start of the semester to give yourself sufficient opportunity to finish your unpredictable ventures. However, presently you understand that your extensive scholarly paper is expected tomorrow or in a few days and you havent even began at this point. Numerous understudies hold up till the most recent day or even night to begin an article and afterward something may turn out badly at last and they get a less than stellar score. Be that as it may, imagine a scenario in which we reveal to you that you can truly excel on your very late article. There are sure best tips and deceives for composing research papers and research papers rapidly. On the off chance that you ace them, you can turn into an overly effective understudy. In this article, well separate simple strides to composing an exploration paper all the way. On the off chance that you are searching for counsel on the most proficient method to do an exploration paper quick, continue perusing. Obviously, you may build up your own particular advances or techniques as you develop as an author so these means are simply to enable you to start. Step by step instructions to Write a Research Paper: 3 Pre-Writing Tips To start with, you have to peruse the task and comprehend the rules for your undertaking. You need to get an away from of to what extent your paper ought to be (number of words, pages) and what reference style (APA, MLA or other) is favored by your educator. At that point, you need to plan your paper and choose what measure of time you can bear to dedicate to chipping away at your scholastic paper regardless of whether it is the latest possible time. Stage 1: Pick a Topic That Is Researched a Little Bit Here and there, examine paper points are doled out to understudies yet the best situation is the point at which you are permitted to pick your theme. For this situation, you can utilize conceptualizing or mind-mapping procedures to concoct a decent subject that is applicable to your task rules and that youre keen on expounding on. The way to progress is to pick a point that is as wide as could be expected under the circumstances. Recollect that your time is restricted and you cannot bear to invest a great deal of energy doing examination to discover enough material for composing on an abnormal or an uncommon theme. Its the most ideal approach to choose a subject that a great deal of past research has been done on it. Stage 2: Do In-Depth Research Taking Quick Notes On the off chance that you don't know how to compose a 3-page investigate paper quick, remember that the quickest path is to do your examination first and build up your theory explanation later. Building up your postulation early is anything but a smart thought since you may find that there isn't sufficient proof to help it. You can begin with Wikipedia to get an expansive diagram of the theme. Other great data sources are Google Scholar, online databases and reference books, government reports and different productions, academic articles in logical diaries, papers, and so forth. You have to audit all the sources you find, assess the gathered data, and take fast notes of the key thoughts you might need to refer to or reword in your examination paper. Dont neglect to monitor your sources with the goal that you can refer to them in your paper to stay away from written falsification. You can utilize your notes later when constructing your book reference page. Stage 3: Create an Outline of Your Essay in Advance Presently when you finish your exploration and have huge amounts of thoughts, it is crucial to structure them. Before you begin composing, you have to sort out your thoughts in a blueprint. Arranging and laying out are basic for the achievement of your composing task since they will spare youre a great deal of time when you really begin composing. Without a blueprint, your venture will need center and you may invest significantly more energy during the creative cycle attempting to make sense of how to comprehend your chaotic considerations. So you ought to put some time into composing your proposition articulation and making an all around organized layout. Your proposal articulation is the fundamental thought of your paper so it should be explicit. Moreover, your proposition ought to be brief and basic. It ought to quickly layout the focuses you are going to contend in your exploration paper and bolster it with applicable proof. A framework can serve you like a guide for composing your examination paper. So attempt to make it as itemized as could be expected under the circumstances. Along these lines, you will have a smart thought of what your paper will resemble. Consider the central matters that will bolster your postulation they will be your subheadings. At that point you have to amass your notes and match all the data that fits together under every one of your sub-headings. On the off chance that any data doesnt bolster your proposition proclamation, it doesnt have a place with your scholarly paper regardless of how intriguing it is. The Fastest Way to Write a Research Paper Drafting Presently youve come up to the moment that you can really begin composing your first draft. Attempt to compose with your own voice and remember for content references where it is important to help your examination thoughts. Stage 4: Write the Abstract and Introduction First Compose a theoretical that outlines the fundamental thoughts and the motivation behind your exploration paper. At that point begin composing your presentation. The presentation should put the subject of your examination paper in a type of setting. Start with a solid opening sentence that will catch your perusers eye. At that point you ought to give some foundation data pertinent to your subject and quickly clarify why this theme is significant. You ought to likewise clarify how you are going to move toward your theme. End your presentation with your theory explanation. Stage 5: Write the Body Next Utilize your blueprint when composing your body sections and remain concentrated on your proposal proclamation. Start each body passage with a subject sentence, examine why this sentence is valid, and bolster your theme sentence with important realities and models. You can likewise utilize cites from dependable sources to help your own thoughts however you ought to disclose how they identify with your focuses. Its imperative to utilize cites sparingly and not supplant your own thoughts with them. Stage 6: Create a Logical Conclusion At the point when you complete an investigation in the composed structure, compose the end. You can rehash your theory utilizing different words and quickly sum up your paper. You should abstain from utilizing monotonous expressions and realities and thoughts that you have just expressed. You can likewise clarify why you think your focuses bolster your proposition proclamation. Plus, you can propose some fascinating thoughts and focuses for additional exploration and clarify why you think they are significant. Instructions to Finish a Research Paper Fast At the point when you compose the main draft, you ought to do fast altering and changing to improve the substance and the structure. Also, you have to edit your work. Stage 7: Revise and Edit You need to rehash your scholastic paper and ensure that it is on the point. It will require some investment as fixing your sentence structure and spelling botches. You should check the rationale and the progression of your bit of composing and make upgrades to guarantee that your paper is efficient and that there are sensible advances between your sections. You may need to dispose of redundant sentences, filler words and expresses and improve the word decision to make your paper understood and succinct. It will be simpler to get any language structure issues in the event that you read your exploration paper resoundingly. At last, you have to check spelling, language structure, and accentuation and fix all the mix-ups and grammatical mistakes if there are any. From that point forward, you should peruse your paper out loud again as though you are introducing it to your crowd to get whatever other blunders that you may have missed. Consider the title for your bit of composing and make a cover sheet if important. Presently you realize how to compose a 5-page inquire about paper quick. This is the least demanding and the quickest method to adapt to an article or research paper and it truly works (checked and demonstrated by and by most!). Obviously, composing a scholarly paper along these lines can be unpleasant so you should attempt to design your time better next time and begin writing ahead of time. At that point youll have sufficient opportunity to compose your paper in pieces and make a decent intelligent contention dependent on careful research and composed with meticulousness. We trust that these tips on the best way to compose a very late research paper quick will assist you with investing less energy finishing your difficult scholastic papers and get high evaluations. Good karma!

Rape and Associated Criminological Theories Research Paper

Assault and Associated Criminological Theories - Research Paper Example The creators think about the distinctions and similitudes between the two investigations, and social topics that were predictable over the examinations. The investigations were both embraced by the creators and utilized data present in databases held by the police and the courts. At long last, they look at what job conduct investigation of assault gives and how the social profile found in the examination varies from that which is depicted from individuals from the network who have encountered assault firsthand. The primary investigation they analyzed utilized information assembled from the police records of the Victoria Police on culprits of rape on grown-up ladies. Altogether, data was accumulated on 130 men who were accused of the wrongdoing. These records incorporate the reactions to a 263 inquiry study which is utilized to follow brutal wrongdoings in Australia. The investigation utilized the reactions from 28 of these inquiries which concentrated on the conduct attributes of att ackers. The entirety of the men whose data had been utilized had been charged inside the past a year. The second examination that the creators analyzed utilized transcripts from legal disputes that had happened inside the previous five years. An aggregate of 50 transcripts were utilized, and these spoke to men blamed for rape of a grown-up lady. ... Five social topics were analyzed all through the two investigations, and the pervasiveness of these in every one of the cases was inspected. The subjects were: merciless or physical, oral, vaginal, kissing or petting and butt-centric. These were controlled by assessment of the inquiries utilized in the overview for the main examination and what the normal subjects were. The creators found that the most well-known connection between assault casualties and the culprits of the assault was that of outsiders for the two examinations they inspected. For the two examinations the creators found that the most widely recognized subject was vaginal, and most basic blend of topics was kissing and vaginal. Dirt Warner and McMahon-Howard tried two hypotheses of whether, and assuming this is the case, how and when assault casualties report being assaulted utilizing information assembled related to the Census Bureau known as the National Crime Victimization Survey (NCVS). The NCVS is an overview tha t is together directed by the Census Bureau and the Bureau of Justice Statistics. The test configuration is utilizes defined groups, with people living on army installations, restorative offices and without a home prohibited from the study. When chosen for the study, a family will stay inside it for a long time, with interviews led at regular intervals on every person over the age of 12. Reactions to the study were broke down for people who announced sexual infringement, this was the dependant variable. For the primary investigation the reactions were ordered into revealed and not detailed. In the subsequent examination, the outcomes were separated into three classes, announced by the person in question, not revealed and detailed by an outsider. The two hypotheses that Clay-Warner and McMahon-Howard inspected are the Behavior of Law hypothesis, proposed by Black and Classic Rape Theory. The

How Much Student Loan Debt is Too Much

HomeFinanceFinancial aidHow Much Student Loan Debt is Too Much?This page may contain affiliate links.Nov 26, 2019 If you have a student planning for college, you are probably aware of the current student loan crisis and the ramifications of student loan debt. In the past, many families have allowed their student to attend a college that is financially out of reach by subsidizing the cost with federal student loans, private loans, and parent loans. But parents and students should be concerned when applying to college and determining the cost. Financial experts and college planning experts agree the ability to pay for college should be a part of the final decision. But do the costs outweigh the benefits? Student Loan Debt Statistics First, let’s look at the statistics. According to data from theU.S. Federal Reserve, Americans are more burdened by student loan debt than by credit card debt. There are 45 million borrowers who owe over $1.56 trillion in student loan debt. That’s about $521 billion more than the total U.S. credit card debt. Data from the class of 2018 shows 69% of college students took out student loans, both private and federal, graduating with an average debt of $29,800. Parents took out an average of $35,600 in federal Parent PLUS loans to pay for their student’s education. The average monthly student loan payment (among those not in deferment) is $393. The median monthly student loan payment (among those not in deferment) is $222. Imagine graduating with a low-paying entry-level job and being burdened with college debt that you are unable to repay. Why Would I Take Out a Student Loan? It’s simple—college is expensive. Without student loans, many families would be unable to afford college. Student loans were meant to help families decrease the personal financial burden of paying for college while allowing the student to repay them after graduation after obtaining employment . Unfortunately, many students borrow too much and aren’t prepared for the strain it puts on an entry-level salary. Student loans aren’t â€Å"bad†, particularly if borrowed wisely and used to supplement other college funds such as family savings, scholarships, merit aid, and wages earned while working during college. The key is to borrow only what you need and understand your repayment responsibilities. How Much Debt is Unreasonable? In a Washington Post article about college costs and college debt, a few experts weighed in on how much debt is unreasonable. Several agreed that the rule of thumb for total undergraduate borrowing should be limited to what you might expect to make in your first year after graduation. Mark Kantrowitz, an expert on student financial aid and student loans explained, â€Å"If total debt is less than annual income, you should be able to repay your student loans in 10 years or less.† Sara Goldrick-Rab, author of Paying the Price: College Costs, Financial Aid, and the Betrayal of the American Dream and a professor at Temple University, had additional advice. â€Å"Debt in an amount that causes the students or the family stress — whether before, during, or after college — is too much debt.† Andrew B. Palumbo, dean of admissions and financial aid at Worcester Polytechnic Institute, said how muchto borrow for college â€Å"is an inherently personal decision that is best made after conducting thoughtful research. Students and their parents should know their school’s graduation rate, loan default rate, and the likely return on investment for the major they choose.† In addition, the amount of debt your student takes on during college should be thoroughly discussed and analyzed before signing on the dotted line. Many college financial aid offices provide loan documents without proper financial counseling. You and your student must understand the responsibilities and the consequences of borrowing to pay for college How Do You Determine Your College ROI (Return on Investment)? It’s important to calculate the ROI of your student loans. For example, borrowing $200,000 to pay for a degree that promises a starting salary of $40,000 per year would be a poor return on investment. This would be considered high debt for student loans. As stated earlier, to make things simple, your amount of student loans should be less than your first year post-graduation salary. But how do you know what your potential salary might be? TheBureau of Labor Statistics Occupational Outlook Handbookis a great online resource to use. You can look up any career along with statistics related to its growth potential and projected need, and find the average starting salary for whatever degree your student is pursuing. If your student is still undecided, look up the salary for a bachelor’s degree recipient. That should give you a good figure to use when calculating your student’s loan/debt manageability. You should also consider other debt and maintain a manageable debt-to-income ratio . The student loan payment should be limited to 8-10 percent of the gross monthly income. For example, for an average starting salary of $30,000 per year, with expected monthly income of $2,500, the monthly student loan payment using 8 percent should be no more than $200. Allocating more than 20 percent of discretionary income toward student loans can overburden your student and make it impossible to repay their loans in a timely manner. How Do You Calculate Student Loan Payments? In order to calculate your student loan payments, you must first determine how much your student will be borrowing for college along with the interest rates. All students qualify for federal student loans, and you should always consider these before taking out private loans. Federal loans allow for deferment and forbearance when necessary whereas the rules for private loan repayment are stricter and the interest rates are higher. These are calculations that might fluctuate over the course of four years, but doing them will help your student stay on track and not borrow more money than they can repay. There are many loan repayment calculators available, and to help parents and students make informed decisions about student loan cost, we developed theRoad2College Student Loan Calculator. We also share how to use this simple worksheet and the key factors to consider when comparing student loans. Parents and students should have a serious discussion about college financing. With every lender, look at the interest rates, repayment terms and repayment flexibility. Pay attention to the federal loans, especially the ones that are unsubsidized, because the interest will accrue while your student is in college. With these loans, it’s wise to pay the interest if it’s affordable. What Are Some Simple Borrowing Rules to Follow? After evaluating all the statistics and looking at the student loan data, you might be overwhelmed. If so, here’s a simple checklist to follow: Do your research (look at salaries, career growth patterns, and loan repayment amounts). If necessary, investigate cheaper alternatives (community college, public universities, or work and pay as you go). Don’t borrow more than the first-year salary after graduation and consider debt-to-income ratios. Borrow only what you truly need for educational expenses. If you follow these simple rules of borrowing, you should be able to keep your student’s college debt manageable. While student loans can help families pay for college, it’s important to remember over borrowing can lead to crushing debt after graduation. Long-term debt is not only unmanageable, but will affect your student’s future borrowing potential for major purchases. Be a wise consumer. Do your homework. Look at the figures. Make wise financial choices.

Whiplash Claims in the UK - Free Essay Example

What, if anything, should the Government do about whiplash claims in this country? The need for our government to take action in regards to whiplash claims would depend on whether there is a problem in the first place. The problem in this respect can take on many forms, namely with either procedure, access to justice, other methods of resolving dispute (ADR[1]), policy, legislation, social dynamics and/or economical climate of the whole country. It is therefore vital to identify the problem and where it stems from, before searching for appropriate solutions. For the purposes of this essay I will be focusing on the past policy changes in regards to personal injury, such as the introduction of legal aid system and the Legal Aid Board, Lord Woolfà ¢Ã¢â€š ¬Ã¢â€ž ¢s review of the Civil Procedure Rules and Access to Justice Report[2] and Lord Jackson Reforms. I will aim to demonstrate that there are considerable claims in regards to à ¢Ã¢â€š ¬Ã…“compensation cultureà ¢Ã¢â€š ¬Ã‚ [3] and à ¢Ã¢â€š ¬Ã…“whiplash epidemic,à ¢Ã¢â€š ¬Ã‚ [4] but those assertions are largely unfounded and seem to serve as an excuse for political and economical goals. Nonetheless, the current changes are both reactive and proactive, and can be seen as necessary in our current economical climate. The problem in this case is subjective, everyone involved would take a different view depending which interests they represent and the end goal they are trying to achieve. It is difficult to determine whether there has been a major increase in RTA over the years as unfortunately there is no reliable, year by year, statistical data to prove the case either way.[5] Nonetheless, when it comes to whiplash injury, Jack Straw quoted that it is as high as 80% of all the RTAs[6] leading to Britain being branded the à ¢Ã¢â€š ¬Ã…“whiplash capital of Europe.à ¢Ã¢â€š ¬Ã‚ [7] Lord Jacksonà ¢Ã¢â€š ¬Ã¢â€ž ¢s review of PI claims found that claimants had too many benefits, making smaller claims, namely whiplash claims, an easy target for fraudsters. Unsurprisingly ABI[8] was strongly in support of the reforms that followed and APIL[9] were strongly against. What is plainly evident is that the two sides reflect the interests of their industries. Fault based liability seems to be turning into cost based liability. Lord Dyson suggests that claimants have à ¢Ã¢â€š ¬Ã…“lost all sense of personal responsibilityà ¢Ã¢â€š ¬Ã‚ [10] blaming the media for creating a false belief that litigation is a quick financial boost rather than a genuine solution to a p roblem à ¢Ã¢â€š ¬Ã…“[t]he compensation culture is a myth; but the cost of this belief is very real.à ¢Ã¢â€š ¬Ã‚ [11] Nonetheless, Dyson diverts the blame from the system à ¢Ã¢â€š ¬Ã…“compensation culture is not about what goes on in court, but rather about what happens outside the court roomà ¢Ã¢â€š ¬Ã‚ [12] and rejecting claims that UK has developed the US style litigation culture.[13] Some of the biggest changes to affect whiplash claims have been made first through the Lord Woolfà ¢Ã¢â€š ¬Ã¢â€ž ¢s review which focused on the disproportion caused by the legal aid system and just recently by Jackson Reforms, which were introduced to target the imbalance generated by the Access to Justice Act 1999 between claimants and defendants. The Jackson Reforms introduced a shift between the claimant and the defendant especially in regards to the small claims track. The new model of Conditional Fee Arrangements that abolish the recoverability of success fees and API premiums m ean that the claimant will be covering some of the costs through the awarded damages.[14] These reforms can be seen to not only continue maintaining access to justice through CFA, but also significantly reducing costs and disproportionate fees.[15] These reforms alter the traditional model of full compensation. Cane draws on Lord Denning criticism of the old model in Lim Poh Choo v. Camden Health Authority[16] à ¢Ã¢â€š ¬Ã…“it would be unfair and unreasonable to award damages for loss of earnings if the claimant was in no position to benefit from them.à ¢Ã¢â€š ¬Ã‚ [17] The new reforms do not target so much how the damages are calculated, but more how much the claimant is actually left with. The courts often find themselves in a difficult position having to calculate a value in financial terms on the injuries and possible future losses which, through their subjective judicial activism, this can result in considerably varied applications of awards. à ¢Ã¢â€š ¬Ã…“There seems no r eason why a young person should be maintained for the rest of their life by an award of damages (paid by society in one way or another) simply because their spouse or partner was killed through someoneà ¢Ã¢â€š ¬Ã¢â€ž ¢s fault. It is surely not right that the law should reward idleness and discourage gainful activity in this way.à ¢Ã¢â€š ¬Ã‚ [18] Although Cane was talking about fatal accidents, damaged in whiplash claims are often also difficult to calculate[19] and disproportionate claims[20] can arise when calculating future losses in regards to whiplash personal injury claims, sometimes depending on the length of the claimed pain not severity.[21] The claimants must take reasonable steps to mitigate their loss, but it is difficult to prove whether or not a claimant has done all that is reasonably expected of them to reduce their costs and again it is left up to the courts to decide what is reasonable. Currently a claimant can include private medical treatment[22] in their da mages even if it is available through the NHS à ¢Ã¢â€š ¬Ã…“(in more than a third of cases), in order to have an examination necessary for the claim.à ¢Ã¢â€š ¬Ã‚ [23] This seems to go strongly against the mitigation principle à ¢Ã¢â€š ¬Ã…“[i]t is not at all obvious why, sixty years after the beginning of the NHS, we should continue to subsidize those who seek private treatment in the way that the tort system does.à ¢Ã¢â€š ¬Ã‚ [24] This is something the Government can potentially address in regards to whiplash injury, as these claimants are unlikely to require treatments the NHS does not already provide. Current proposals for medical whiplash panels have been accepted by the Ministry of Justice and are likely to be implemented.[25] The Civil Justice Council has indicated the need for independent panels with an accreditation model to provide skilled advice, but indicated the need for heavy regulation à ¢Ã¢â€š ¬Ã…“are assessed and authorised on the basis of their experti se, and not organisations that can then hire or instruct individual doctors who are not then subject to any independent scrutiny or authorisation.à ¢Ã¢â€š ¬Ã‚ [26] This model looks promising and aims to be à ¢Ã¢â€š ¬Ã…“i) flexible; ii) transparent; iii) independent.à ¢Ã¢â€š ¬Ã‚ [27] Nonetheless, with whiplash injuries being so difficult to prove, medical panels, no matter how independent, are unlikely to spot fraudsters. Their reports would produce largely subjective results. Motor Investigation Unit has been researching more modern solutions through social media and technical equipment like on board CCTV.[28] In Golden v. Dempsley[29] the courts accept the MIU[30] take a different approach to evidence, with more focus on the claimantà ¢Ã¢â€š ¬Ã¢â€ž ¢s credibility. In reference to Kearsley v Klarfeld[31] and Casey v Cartwright[32] the district judge also notes the need for early access to the car for inspection and medical records, but also stresses that those should not be the main focus. The recent reforms were heavily criticised by the Law Society and APIL who are disadvantaged by the new changes, à ¢Ã¢â€š ¬Ã…“propaganda which is generated by insurers on the pretext that insurance premiums will be reduced and that this will in turn assist the countryà ¢Ã¢â€š ¬Ã¢â€ž ¢s economic recovery.à ¢Ã¢â€š ¬Ã‚ [33] Claire McIvor takes an individualistic approach arguing that the new reforms significantly reduce claimantà ¢Ã¢â€š ¬Ã¢â€ž ¢s access to justice and impede on their Human Rights, primarily Article 6 à ¢Ã¢â€š ¬Ã…“access to justice is, after all, a fundamental human rightà ¢Ã¢â€š ¬Ã‚ ¦under the terms of art.6, it is unqualified in terms of cost considerations.à ¢Ã¢â€š ¬Ã‚ [34] However, too much access to justice can create chaos, Friedman refers to this as an à ¢Ã¢â€š ¬Ã…“Orwellian nightmare,à ¢Ã¢â€š ¬Ã‚  where access to justice is so open, that anyone can claim for anything with ease, and in effect we end up regulating each other, à ƒ ¢Ã¢â€š ¬Ã…“we cannot have a system that provides unlimited access to justice; the pyramid must remain a pyramid.à ¢Ã¢â€š ¬Ã‚ [35] Individuals are likely to fight for their own interests with disregard of how it might affect someone in the future through policies, allowing the pyramid to lose its shape would likely result in a dysfunctional welfare state à ¢Ã¢â€š ¬Ã…“not justice but economical inefficiency and waste.à ¢Ã¢â€š ¬Ã‚ [36] McIvor takes a normative approach, but disregards economical efficiency completely à ¢Ã¢â€š ¬Ã…“minimum costs will consist solely of those costs which are necessary à ¢Ã¢â€š ¬Ã‚ ¦regardless of whether they can be described economically efficient.à ¢Ã¢â€š ¬Ã‚ [37] This is a good theoretical model, but one that does not work in practice, it is quite an unrealistic model considering economy is the driving force and is what allows UK to compete on an international level pedestal with other leading economies. If we disregard economy with s uch ease in every area of governance and politics then we are likely to be in constant recession. McIvor states that à ¢Ã¢â€š ¬Ã…“substantive aspect of the process should take priority over the procedural.à ¢Ã¢â€š ¬Ã‚ [38] However, Friedman argues that à ¢Ã¢â€š ¬Ã…“[c]heapness and convenience, while obviously important, are hollow and meaningless without a working system of relevant rights.à ¢Ã¢â€š ¬Ã‚ [39] A working system is one that can continue functioning, that can sustain itself. The reforms[40] represent a give and take scenario, with the abolition of success fees and ATE premiums on the one hand and the 10% increase in general damages[41], 25% cap on success fees from damages and qualified one way cost shifting on the other. It is an attempt to distribute costs between all parties, the claimants, defendants and even the claimantà ¢Ã¢â€š ¬Ã¢â€ž ¢s lawyers. Although the claimant is viewed by some as à ¢Ã¢â€š ¬Ã…“the little guy in the face of giant corporations à ¢Ã¢â€š ¬Ã‚ [42] he is also the à ¢Ã¢â€š ¬Ã…“one-time litigantà ¢Ã¢â€š ¬Ã‚ [43] so unlike the defendant, likely an insurance company, in the event the claimant loses their case they will only bear the costs once, if at all.[44] The costs do balance out between the parties that way, just because insurance companies have more assets at an individualistic level, does not mean that they should carry the cost burden so significantly, this would not work with every case. Many claimants do not realise that personal injury civil litigation is not funded through the state, legal aid has been cut significantly and now it is publicly funded, so the costs come back round on us in a vicious circle through insurance premiums. The Jackson Reforms have deep political roots. We have been experiencing difficult economical times and are just emerging from the deepest recession of 2008-2009s since the war time of the 1920s.[45] We cannot look at the recent changes in whiplash claims policy i n isolation from the economical and political climate that evoked those changes. It is possible that the à ¢Ã¢â€š ¬Ã…“compensation cultureà ¢Ã¢â€š ¬Ã‚  is an excuse, but the problem remains and that is excessive litigation in the whiplash area of civil litigation. There are very little changes that I would advise our Government to make in relation to whiplash claims in this country. I would advise an introduction of a whiplash NHS care package to speedily deal with medical reports of claimants, this is, however, likely to be introduced together with the medical panels and the accreditation scheme. Through past history of the legal aid introduction, then the Access to Justice Act 1999, and now the Jackson Reforms, what is evident is this constant emerging imbalance between the two sides, justice and morality often lies on the side of the claimant and economical prosperity on the defendantà ¢Ã¢â€š ¬Ã¢â€ž ¢s side, usually a corporation. The way this imbalance is targeted is by restricting the side that is causing an imbalance, it is something that will continue to be done. Social tendencies dictate that whichever party gets better provisions, will take advantage of it and in some cases even abuse it, such as the fraudulent whiplash claims. That is not to say the system we have at the moment is the optimal, best suited system, but it is one that seems to be reflecting the current economical conditions. The new changes introduced by way of Jackson Reforms are unlikely to stick around long enough to make a long lasting imprint in history, but it seems they are better suited for the current identified imbalance and will remain in place until the scales tip in the opposite direction. Bibliography: Lim Poh Choo v. Camden Health Authority [1980] AC 174. Motto and others v. Trafigura Ltd and another [2011] EWCA Civ 1150. Valentine v McGinty [2010] G.W.D. Langford v Hebran [2001] EWCA Civ 361. Fairley v Thomson [2004] Rep. L.R. 142. Golden v. Dempsley [2010] 9B106073. Kearsley v Klarfeld [2005] EWCA Civ 1510. Casey v Cartwright [2006] EWCA Civ 1280. Simmons v Castle [2012] EWCA Civ 1039. Access to Justice Act 1999. Legal Aid, Sentencing and Punishment of Offenders Act 2012 Law Reform (Personal Injuries) Act 1948. Conditional Fee Agreements Order 2013. C McIvor, à ¢Ã¢â€š ¬Ã‹Å"The Impact of the Jackson reforms on access to justice in personal injury litigationà ¢Ã¢â€š ¬Ã¢â€ž ¢ (2011) CJQ. LM Friedman à ¢Ã¢â€š ¬Ã‹Å"Access to Justice: Some Historical Commentsà ¢Ã¢â€š ¬Ã¢â€ž ¢ 2009 37(1) Fordham Urb. LJ Article 4, 7 CFA covers legal fees; however additional costs such as medical reports and court fees might have to be covered by the claimant in the even they lose their case. Steve Hawkes , à ¢Ã¢â€š ¬Ã‹Å"Britainà ¢Ã¢â€š ¬Ã¢â€ž ¢s compensation culture is out of control, insurance chief warnsà ¢Ã¢â€š ¬Ã¢â€ž ¢ (Telegraph, 4 August 2013). R. Lewis, A. Morris and K. Oliphant, à ¢Ã¢â€š ¬Ã‹Å"Tort personal injury claims statistics: is there a compensation culture in the United Kingdom?à ¢Ã¢â€š ¬Ã¢â€ž ¢ [2006] JPIL 103. Master of The Rolls Lord Dyson, Compensation Culture: Fact or Fantasy? (Holdsworth Club Lecture, 15 March 2013). P. Cane, Atiyahà ¢Ã¢â€š ¬Ã¢â€ž ¢s Accidents, Compensation and the Law (7th ed., Cambridge, 2006). Law Society, Reducing the number and costs of whiplash claims A consultation on arrangements concerning whiplash injuries in England and Wales (March 2013). Civil Justice Council, Reducing the Number Costs of Whiplash Claims. https://www.telegraph.co.uk/finance/newsbysector/banksandfinance/insurance/10221301/Britains-compensation-culture-is-out-of-control-insurance-chief-warns.html Accessed 14/03/2014 to 20/03/2014 Chinwe Akomah, à ¢Ã¢â€š ¬Ã‹Å"ABI seeks à ¢Ã¢â€š ¬Ã‹Å"radicalà ¢Ã¢â€š ¬Ã¢â€ž ¢ action to tackle whiplash epidemicà ¢Ã¢â€š ¬Ã¢â€ž ¢ (Post Online, 27 April 2012) https://www.postonline.co.uk/post/news/2170911/ abi-outlines-radical-plans-tackle-whiplash-epidemic Accessed 14/03/2014 to 20/03/2014 à ¢Ã¢â€š ¬Ã‹Å"Jack Straw calls for reform of car insurance industryà ¢Ã¢â€š ¬Ã¢â€ž ¢ (BBC, 27 June 2011) https://www.bbc.co.uk/news/uk-13922554 Accessed 14/03/2014 to 20/03/2014 Ray Massey, à ¢Ã¢â€š ¬Ã‹Å"Europeà ¢Ã¢â€š ¬Ã¢â€ž ¢s whiplash capital: Compensation culture makes British twice as likely to claim, adding  £90 to premiumsà ¢Ã¢â€š ¬Ã¢â€ž ¢ (Daily Mail, 20 April 2013) https://www.dailymail.co.uk/news/article-2311979/Europes-whiplash-capital-Compensation-culture-makes-British-twice-likely-claim-adding-90-premiums.html Accessed 14/03/2014 to 20/03/2014 John Hyde, à ¢Ã¢â€š ¬Ã‹Å"MoJ confirms plans for medical whiplash panelsà ¢Ã¢â€š ¬Ã¢â€ž ¢ (Law Gazette, 16 January 2014) https://www.lawgazette.co.uk/practice/moj-confirms-plans-for-medical-whiplash-panels/5039395.article Accessed 14/03/2014 to 20/03/2014 à ¢Ã¢â€š ¬Ã‹Å"Fraud à ¢Ã¢â€š ¬Ã¢â‚¬Å" December 2011à ¢Ã¢â€š ¬Ã ¢â€ž ¢ (Weightmans, December 2011) https://www.weightmans.com/library/newsletters/fraud_-_december_2011/lvi_-_a_fresh_approach.aspx Accessed 14/03/2014 to 20/03/2014 Graham Hiscott, à ¢Ã¢â€š ¬Ã‹Å"Budget 2014: George Osborneà ¢Ã¢â€š ¬Ã¢â€ž ¢s recovery exposed as a conà ¢Ã¢â€š ¬Ã¢â€ž ¢ (Mirror, 19 March 2014) https://www.mirror.co.uk/news/uk-news/budget-2014-george-osbornes-recovery-3258255 Accessed 19/03/2014 to 20/03/2014 [1] Alternative Dispute Resolution. [2] Resulting in new legislation, Access to Justice Act 1999. [3] Steve Hawkes , à ¢Ã¢â€š ¬Ã‹Å"Britainà ¢Ã¢â€š ¬Ã¢â€ž ¢s compensation culture is out of control, insurance chief warnsà ¢Ã¢â€š ¬Ã¢â€ž ¢ (Telegraph, 4 August 2013) https://www.telegraph.co.uk/finance/newsbysector/banksandfinance/insurance/10221301/Britains-compensation-culture-is-out-of-control-insurance-chief-warns.html [4] Chinwe Akomah, à ¢Ã¢â€š ¬Ã‹Å"ABI seeks à ¢Ã¢â€š ¬Ã‹Å"radicalà ¢Ã¢â€š ¬Ã¢â€ž ¢ action to tackle whiplash epidemicà ¢Ã¢â€š ¬Ã¢â€ž ¢ (Post Online, 27 April 2012) https://www.postonline.co.uk/post/news/2170911/abi-outlines-radical-plans-tackle-whiplash-epidemic [5] R. Lewis, A. Morris and K. Oliphant, à ¢Ã¢â€š ¬Ã‹Å"Tort personal injury claims statistics: is there a compensation culture in the United Kingdom?à ¢Ã¢â€š ¬Ã¢â€ž ¢ [2006] JPIL 103. [6] à ¢Ã¢â€š ¬Ã‹Å"Jack Straw calls for reform of car insurance industryà ¢Ã¢â€š ¬Ã¢â€ž ¢ (BBC, 27 J une 2011) https://www.bbc.co.uk/news/uk-13922554 [7]Ray Massey, à ¢Ã¢â€š ¬Ã‹Å"Europeà ¢Ã¢â€š ¬Ã¢â€ž ¢s whiplash capital: Compensation culture makes British twice as likely to claim, adding  £90 to premiumsà ¢Ã¢â€š ¬Ã¢â€ž ¢ (Daily Mail, 20 April 2013) https://www.dailymail.co.uk/news/article-2311979/Europes-whiplash-capital-Compensation-culture-makes-British-twice-likely-claim-adding-90-premiums.html [8] Association of British Insurers. [9] Association of Personal Injury Lawyers. [10] Master of The Rolls Lord Dyson, Compensation Culture: Fact or Fantasy? (Holdsworth Club Lecture, 15 March 2013) 6. [11]Ibid, Lord Dyson quoting BRTF, 4. [12] Ibid 11. [13] Ibid 8. [14] Implemented through s44 and s46 of the Legal Aid, Sentencing and Punishment of Offenders Act 2012; and Conditional Fee Agreements Order 2013. [15] Motto and others v. Trafigura Ltd and another [2011] EWCA Civ 1150. [16] [1980] AC 174. [17] Ibid. [18] P. Cane, Atiyahà ¢Ã¢â€š ¬Ã¢â€ž ¢s Accidents, Compensation and the Law (7th ed., Cambridge, 2006) 155. [19] Valentine v McGinty [2010] G.W.D. [20] Langford v Hebran [2001] EWCA Civ 361. [21] Fairley v Thomson [2004] Rep. L.R. 142. [22] Law Reform (Personal Injuries) Act 1948, s. 2(4). [23] Ibid (n 17) 155. [24] Ibid (n 17) 151. [25] John Hyde, à ¢Ã¢â€š ¬Ã‹Å"MoJ confirms plans for medical whiplash panelsà ¢Ã¢â€š ¬Ã¢â€ž ¢ (Law Gazette, 16 January 2014) https://www.lawgazette.co.uk/practice/moj-confirms-plans-for-medical-whiplash-panels/5039395.article [26] Civil Justice Council, Reducing the Number Costs of Whiplash Claims. [27] Ibid. [28] à ¢Ã¢â€š ¬Ã‹Å"Fraud à ¢Ã¢â€š ¬Ã¢â‚¬Å" December 2011à ¢Ã¢â€š ¬Ã¢â€ž ¢ (Weightmans, December 2011) https://www.weightmans.com/library/newsletters/fraud_-_december_2011/lvi_-_a_fresh_approach.aspx [29][2010] 9B106073 [30] Motor Investigation Unit. [31] [2005] EWCA Civ 1510. [32] [2006] EWCA Civ 1280. [33] Law Society, Reduci ng the number and costs of whiplash claims A consultation on arrangements concerning whiplash injuries in England and Wales (March 2013) 2. [34] C McIvor, à ¢Ã¢â€š ¬Ã‹Å"The Impact of the Jackson reforms on access to justice in personal injury litigationà ¢Ã¢â€š ¬Ã¢â€ž ¢ (2011) CJQ. [35] LM Friedman à ¢Ã¢â€š ¬Ã‹Å"Access to Justice: Some Historical Commentsà ¢Ã¢â€š ¬Ã¢â€ž ¢ 2009 37(1) Fordham Urb. LJ Article 4, 7. [36] Ibid 9. [37] Ibid (n 30). [38] Ibid (n 30). [39] Ibid (n 31) 4. [40] Lord Jackson Reforms 2013. [41] Introduced through Simmons v Castle [2012] EWCA Civ 1039. [42] Ibid (n 31) 6. [43] Ibid (n 30). [44] CFA covers legal fees; however additional costs such as medical reports and court fees might have to be covered by the claimant in the even they lose their case. [45] Graham Hiscott, à ¢Ã¢â€š ¬Ã‹Å"Budget 2014: George Osborneà ¢Ã¢â€š ¬Ã¢â€ž ¢s recovery exposed as a conà ¢Ã¢â€š ¬Ã¢â€ž ¢ (Mirror, 19 March 2014) https://www.mirror.co .uk/news/uk-news/budget-2014-george-osbornes-recovery-3258255

Waiting for Godot a tragicomedy Free Essay Example, 1000 words

The idea of despair prevails in the work and at several places; both the characters talk about their situation and say that there is nothing which can be done about it. However, soon after a declaration of despair or a long passage about how everything is meaningless, they launch into a game or a comic routine which makes the play seem lively and funny. While Vladimir and Estragon come onto the scene with no other purpose in life than to wait for Godot, Lucky’s seems to function as a slave to Pozzo. He has no independent abilities and one of the strangest passages in the play come where his master asks him to think (Beckett, 1952). He launches into a long speech which sounds like someone trying to push out random thoughts out of a blender. The speech can be seen as the comic ranting of a madman or the tragic wandering thoughts of a genius and given that the audience already knows the play to be a tragicomedy, it can be seen as both simultaneously. There is also the essentiall y tragic realization that Lucky is a complete slave to his master’s wishes but before the audience has time to dwell on the thought and see what a miserable and hopeless life Lucky has, they are presented with the image of both Vladimir and Estragon trying to find Pozzo’s watch and comparing the stench of their breath and feet. We will write a custom essay sample on Waiting for Godot: a tragicomedy or any topic specifically for you Only $17.96 $11.86/pageorder now An emotional switch from the life of lucky to the present plight of the heroes does not the audience time to consider the situation until the second Act where Lucky and Pozzo reappear in completely different circumstances. The simple tragic statement given by Pozzo in the second Act which declares that he has gone blind is immediately followed by a comic statement from Estragon who suggests that perhaps Pozzo can see in the future (Beckett, 1952). This simple exchange beautifully mixes two elements from tragedy and comedy, the tragic frustration and despair of Pozzo at going blind and the comic naivety and hope of Estragon. In fact, hope comes across as a central theme in both the acts since the characters never loose hope of seeing Godot. It is this hope of seeing Godot that keeps them rooted to their spots even when they decide to quit waiting and just go on with their lives. Even though some critics have thought that Godot represents God, Becket t himself denied it. I think that Godot represents a purpose and a desire to have a purpose. Godot is (as management gurus would call it) motivation. In the play the act of waiting for Godot can possibly be seen by audiences as a search for meaning in life and the characters are waiting for some meaning to come in their otherwise empty life.

Exploration of the Common Ground Occupied by the...

Metamorphosis by Franz Kafka explores the troubles of a young man named Gregor. The Wasp Factory explores the troubles of a young man named Frank. In Metamorphosis, the protagonist in the story is Gregor Samsa. He is a travelling salesman who awakes one morning to discover he has turned into an insect. It seems that Gregors only use purpose in life is to work and support his family; this seems his own concern when he finds himself as an insect. The next train went at seven oclock; to catch that he would need to hurry like mad and his samples werent even packed up, and he himself wasnt feeling particularly fresh and active Gregor is alienated from by the ones who love him, much like the alienation of Frank in The Wasp Factory.†¦show more content†¦To add to his sense of isolation, Gregor must stand by and watch was is happening silently, he is powerless to speak, complain or criticise. What has happened to me? He thought, this is still in the 3rd person narrative, but gives a feel of being inside the novel. Much like a diary, or a story told by the main character, just like Frank tells his story in The Wasp Factory. At first the mood in Metamorphosis is extremely bizarre and fantastic, created by Gregors transformation in to the insect. However, not long after the transformation, life in the Samsa household mood seems calm again, almost as if nothing has happened, let alone their loved one has turned into an insect, which is totally absurd. We know that Gregor is transformed into a bug, but we are only given a vague indication of what he looks like. The rounded shell indicates to me that he is much like a cockroach. Gregor goes through a physical and mental metamorphosis during the story, just like Frank Cauldhame goes through in The Wasp Factory. In the beginning of the novella, Gregor seams somewhat emotionless, He has no friends, he is not liked a work, he has no ambitions or goals. Before Gregor was transformed he was not respected in the workplace, he was treated like an animal, an insect that wasnt worth the hassle. Once Gregor has gone through his transformation, he is also transformed mentally too. He spends most of his time listening and observing his family.

Academia Barilla vs. Elbulli Strategic Mgmt Analysis

INTRODUCTION The subject of food is as diverse and complex as the many dimensions that encompass it. We need food to survive, but once we get beyond the basic needs of nutrition, the subject of food takes on an entirely different character depending on ones values. People associate food with their own personal lifestyles, culture, history, values, heritage, history, identity, and other attributes that make them unique. Gianluigi Zenti Academia Barilla and ElBulli have a lot of common themes: they have applied and are still applying the cultural and social influences to the food industry, they are oriented and focused on innovation and creativity, they have pioneered and restructured their own markets and business models, they are†¦show more content†¦Academia Barilla is a success story of educating the consumer, not giving the consumer what consumer wants. Mission Statement The mission of Academia Barilla is to protect, develop, and promote the art of Italian cuisine and gastronomic culture around the world. It develops the Italian culinary art by celebrating traditions, nourishing innovation, and promoting the knowledge and the enjoyment of Italian regional cuisines. Products, courses, publishing and consultancy services provided by Academia Barilla serve as the key roads towards fulfilling this mission. A specific goal of the effort is to protect the world from imitation products and cuisines by introducing products, courses, and consulting services to consumers, food lovers, and businesses worldwide. Vision Statement With Academia, we want to tap into the world of food lovers beyond Italy. We believe that there are strong values in the Italian way of eating, both in taste and nutrition, and that Barilla has the legitimacy to market this around the world. Academia’s objective is to bring the best of our food and culture to the world, becoming a sizeable and profitable business. Continental Europe is our home and will remain the focus of our growth, but we will pursue different strategies for the pasta and baked products markets. Our second most important operation is in the United States where we mainly hope to expand our product portfolio. ElBulli On theShow MoreRelatedAcademia Barilla vs. Elbulli Strategic Mgmt Analysis4334 Words   |  18 Pagesmake them unique. Gianluigi Zenti Academia Barilla and ElBulli have a lot of common themes: they have applied and are still applying the cultural and social influences to the food industry, they are oriented and focused on innovation and creativity, they have pioneered and restructured their own markets and business models, they are global, they have strategic alliances with suppliers, retailers and institutions and, finally, they have wisely used all the strategic management concepts. But, above all

TDA21 Child and Young Person Developmen - 6757 Words

TDA Unit 2.1 Child and Young Person Development 1) 1.1 Describe the expected pattern of children and young people’s development from birth to 19 years to include Physical Development Communication and Intellectual Development Social, emotional and behavioural Development Physical Development There are expected patterns of development for children from birth to 19 years old. Although all children are individuals and unique and there are factors which can have a bearing on development such as health, environment and home life and parenting these milestones happen naturally. The patterns start from birth with new-born babies having very little control of their bodies and are totally dependent. Up to 1 month old, a baby can focus both†¦show more content†¦Most teenagers have trouble waking up in the morning. Part of this is because they stay up later, although part of it is biological. Communication and Intellectual Development From birth to 3 months their main source of communication will be crying. At this stage babies have very little understanding of what is happening to them and they do not know they are people. They will have different crying sounds and these will depend on what the baby needs for example for hunger, pain, feeling wet, fear and loneliness. At around 4-6 months old a baby will have developed an awareness of sound in particularly a person speaking and will turn towards the sound when someone familiar speaks for example their parents. They will start to mimic sounds and start to babble and laugh. Intellectual development is rapid and although they may not be able to speak in more than just babble, their understanding will be greater and they will become much more inquisitive. They will be able to understand simple instructions such as â€Å"point to your nose.† By a year old, they’ll be able to say simple words like â€Å"Mama† and â€Å"Dada† or words with similar sounds. They may start to develop their own language with odd sounding words for common objects that take their interest. Sometimes these words will sound similar to the name of the object particularly if their parents spend time speaking to their child and repeating the names of these objects.

ERP Information System in Business-Free-Samples for Students

Question: Discuss about the Impact of ERP Information System in Business. Answer: Brief statement of the problem This research will conduct an organization towards measurable success in terms of security, services and productivity. Information System (IS) is referred to as one of the most important tools that are needed to be implemented in the business organizations for developing its existing revenue model and economic benefit as well. Information System (IS) research framework could minimize the workplace issues. After analyzing the current state of an organization it has been found that, they are following a traditional data management approach which is not at all beneficial from the business aspect (Nour Mouakket, 2013). Apart from this, lack of security is another issue that rose in the business organization. For limited security the confidential data stored in server are getting hijacked by the external attackers. Research aim and objectives Aim The aim of the research is to implement ERP Information System (IS) in a business organization to mitigate the traditional data management issues and to improve the existing security approaches (Dwivedi, et al., 2015). With the help of investigation on IS development process, IS development methods the operational ad functional issues could be completely diminished. Objectives To implement ERP information system in a business organization To investigate on the role of ERP for increasing the security To improve the existing data management approach Brief methodology In order to combat the identified security and data management related issues it is necessary to implement ERP information system in the business organizations. For this particular research project positivism research philosophy is required to be adopted for exploring the hidden facts of security and data management (Ahmad Cuenca, 2013). The interpretivism and realism research approaches are avoided because these are not at all helpful for complex structures. On the other hand, for implementing ERP in the business organizations, deductive research approach should be selected to emphasize the research. Not only this but also among exploratory, explanatory and descriptive research design approaches, explanatory research design is required to be selected by the developers. For this particular research project a mixed data collection research process is required to be selected. The primary data collection deals with survey questionnaires (Shiang-Yen, Peng Idrus, 2014). Before implement ing IS in the business organizations, it is necessary to collect data from survey and for creative design and innovation; secondary data from books are journals are very much helpful. However, the nature of data is also very much important to be considered. For this particular research, both the qualitative and quantitative data are necessary to collect (Ann Sykes, 2015). In order to conduct the research successfully it is necessary to consider mixed data because both quality and quantity are important for this. Summary Nowadays, the world is becoming digitized and with the help of technology the business organizations are developing improving. In order to tackle massive work burden, Information system is required to be implemented in the enterprises, for security, services and productivity. For managing and processing data information system is very much helpful. Cloud based ERP provides enough data storage, data backup, application resilience and disaster recovery opportunity to the users. The identified research issues could be completely mitigated if ERP system is installed in the company. It will serve security to the organization and due to the security none of the external unauthorized user will be able to access data from the server. For this research, the suggested research philosophy is positivism the deductive research approach is being selected because it helps to describe most of the practical applications of theories. With the help of deductive research approach the researcher will be able to build specified concept of data analysis. Thus deductive approaches and mixed data collection processes are recommended to conduct the study. References Ahmad, M. M., Cuenca, R. P. (2013). Critical success factors for ERP implementation in SMEs.Robotics and Computer-Integrated Manufacturing,29(3), 104-111. Ann Sykes, T. (2015). Support structures and their impacts on employee outcomes: A longitudinal field study of an enterprise system implementation.MIS quarterly,39(2). Dwivedi, Y. K., Wastell, D., Laumer, S., Henriksen, H. Z., Myers, M. D., Bunker, D., ... Srivastava, S. C. (2015). Research on information systems failures and successes: Status update and future directions.Information Systems Frontiers,17(1), 143-157. Nour, M. A., Mouakket, S. (2013). A classification framework of critical success factors for ERP systems implementation: A multi-stakeholder perspective. InCompetition, Strategy, and Modern Enterprise Information Systems(pp. 98-113). IGI Global. Shiang-Yen, T., Peng, W. W., Idrus, R. (2014). ERP misfit-reduction strategies: a moderated model of system modification and organizational adaptation. InDeveloping Business Strategies and Identifying Risk Factors in Modern Organizations(pp. 109-141). IGI Global

Provided In The Common Law Or The Grounds -Myassignmenthelp.Com

Question: Discuss About The Provided In The Common Law Or The Grounds? Answer: Introducation According to the common law, in case of negligence, there also exists a liability, which is called the vicarious liability. Vicarious liability means the imposition of liability on person for the negligence of another, when such negligent act is in connection with the relationship the two shares. For example, a company becomes vicariously liable for an employees negligence during any work within the scope of such employment. Section-5O of the Civil Liabilities Act, 2002 states the standard of care in circumstances where the defendant is a professional acting in his or her personal capacity. The Act also states that where it has been established that a professional had acted in a manner, which is widely accepted in Australia as a competent professional practice, he shall not be liable under the law of negligence. Under section-5F of the Act, where there was an obvious risk involved, it can be used as a defense against the claim for negligence. Self-evidently, an obvious risk means a risk that, in particular circumstances, would have been obvious to a reasonable person, in the position of that person and in such cases the defendant has no duty to warn for an obvious risk, unless: The plaintiff had requested the defendant to advice or inform about such risk. The defendant had a requirement to warn the plaintiff. The defendant is a professional. Section-5J, clearly states that risk can be assumed with regards to any recreational activities, which also includes any sport at places such as beach, park or other open space. Furthermore, section-5M clearly states that there is no duty of care owed to the plaintiff for a recreational activity, where there is a provided risk warning. However, in the context of recreational activities (including any sport), the defendant shall be held liable if there is no provide risk warning and where the defendant is a professional. In Cleghorn v Oldham(1927) 43 TLR 465, it was held that a competitor owes a duty of care to the spectators, although it is accepted that spectators assume certain risks when they attend sports events. There is a voluntary assumption of risk can be therefore a ground of defense against a claim for being hit by a golf ball or a cricket ball. In this case, it was held that the plaintiff, who was hit by a golf club during a demo shot, did not assume the risk of such accident as spectator. In Langham v Connell Point Rovers Soccer Club[2005] NSWCA 461 it was held that the organizers or the persons in charge of a ground shall also be held liable for any harm or injury, for negligence, caused to any spectator as they owe a duty of care to the spectators. Application: Certain authoritative organizations own a duty of care towards the people to take reasonable measures for preventing any foreseeable injury. Sporting organizations, administrators and facility managers normally have a duty of care to participants to take reasonable care for ensuring safe playing surfaces and equipment and also owe such duty to anyone who enters the premises to take necessary steps to prevent foreseeable injury. Therefore, in the given case, the hitting of a stray ball in a football game is a foreseeable risk and the local council, in charge of the stadium, had the duty of care to prevent injury of anyone in the stadium. Hence, there has been a breach of duty of care and negligence can be established by P under section 5B of the Civil Liability Act, 2002. Moreover, there was no provided risk warning for the obvious risk under section-5F of the Act, by the local council, where providing such risk warning is a duty of the council, being a professional and also the counc il cannot escape the claim of negligence under section-5M, which can also be supported by the judgments in the cases of Cleghorn v Oldham and Langham v Connell Point Rovers Soccer Club. Therefore, P can sue the local Council for negligence and claim damages. Similarly, the participants have a duty of care towards other participants and spectators, to prevent them from injury in the course of the play. Therefore, in this case also there has been a breach of duty by one of the players, hitting the ball and negligence can be established under section-5B of the Act. But as, the act of the player was during the course of his work, being employed as a player of the ABC football club, P shall be entitled to sue the ABC football club for the negligent act of the player as, the ABC football club is vicarious liable for the acts of its player under the law of tort.Therefore, the provisions of the law of tort and the Civil Liability Act, 2002 will be applicable in the given case and P can sue the local council, in charge of the stadium, and also the ABC football club for negligence under tort. Can, Ann and or Carol sue Bruce under the common law for negligence? Does Hanks Distributor and Mower own any liability towards Ann, Bruce and Carol under the law of tort? Are there any possible defenses for negligence? What are the rights of Ann, Bruce and Carol under the ACL against Hanks Distributor or Mower? What are the possible defenses that Hanks Distributor and Mower can raise under ACL? Relevant Law: Under the common law of negligence, product liability is the area in which manufacturers, distributors, suppliers and retailers are held liable for any injuries that the products cause. Regardless of any contractual limitations of liability, under the common law, a manufacturer will be held liable in cases where a product or any of its parts are defective. In Australia, the common law liability is owed to anyone the manufacturer should foresee as likely to suffer injury or damage if the product is defective. However, under the common law, the normal elements of negligence must be proved. In order to make a manufacturer liable, it must be established that he was negligent in the manufacture, design or presentation of the product. But, where negligent has been established, the manufacturer shall be held liable to every person who has suffered a loss or injury duty the defective in a product under the common law. In Grant v Australian Knitting Mills, which is a landmark Australian case, it was held that a manufacturer owes a due of care towards a consumer and shall be liable for any injury or damage caused to a consumer due to any defect in the product. However, in such cases, certain grounds of defense can be adopted under the common law. They are: That the product had been misused by the consumer or used knowingly, in a way in which it should not be used. That the manufacture had anticipated intermediate examination of the product by the suppliers, retailers or distributors. Defense may be available where, at the time of supply, the product was defective was neither known nor discoverable by the defendant given the state of technical and scientific knowledge at that time. Defense may be available where the products are supplied by learned intermediaries in case of special products. Where the product was supplied in bulk, as in such cases it is expected that the person acquiring such products will provide with proper warning and instruction to the consumers. Parts 3-5 of the Australian Consumer law (ACL), being schedule 2 to the Competition and Consumer Act, 2010, deal with the rights against manufacturers in case of product liability for dangerous goods under sections- 138 to 150. These sections deal with the liability of manufacturers and importers for products having a safety that causes injury. The individual who has suffered injuries shall have the following rights: Section-138 and 139- A person who has suffered personal injuries or a person dependant on such person can claim damages against the manufacturer (including importer). Section-140 and 141- Any other person who has suffered loss or injury in goods or real property due to any defect in a product can sue the manufacturer. Section-146- No liability arises in case the injuries are covered by workers compensation. Section-147- In case the manufacture is unknown, the plaintiff can require the retailer to provide with his name and if the retailer fails, he is assumed to be the manufacturer. Section-148- Where goods are were defective due to compliance with any commonwealth standard, the plaintiff can claim damages from the commonwealth. On the other hand, under the ACL, the manufacturer can defend a claim in the following ways as per section-142: There was no defect at the time of supply by the manufacturer; The defect was due to compliance with a mandatory standard for the goods; The state of scientific or technical knowledge, at the time of supply, by the manufacturer, was not sufficient to discover the defect. The product was incorporated as part of other goods and those other goods were defective. Therefore, in the given case, according the common law of negligence, Ann and or Carol cannot sue Bruce as a for a claim due to injuries for a defective product the manufacturer, supplier, retailer, distributors or an importer becomes liable to the consumer of the product and any other person who gets injured due to such defect. This can also be supported by the landmark judgment in Grant v Australian Knitting Mills. PC 21 OCT 1935 Moreover, as Carol is Bruces wife, she cannot sue him as she is Bruces dependant. Similarly, in the given case, Hanks Distributor and Mower, being the distributor and assembler, shall be held liable for damages by Ann Bruce and Carol according to the common law. On the other hand, Hanks Distributors and Mower can use the grounds, as mentioned above, as grounds of defense to escape from the liability of the losses or injuries caused to Ann, Bruce and Carol. Ann, Bruce and Carol shall have all the rights in sections- 138 to 150 of the ACL (parts- 3 to 5), for the damage or loss that they suffered due to explosion of the defective lawnmower (which has been mentioned above). On the other hand, under the ACL, Hanks Distributor and Mower can defend such claims by Ann, Bruce and Carol by using the grounds of defense, under section-142 of the ACL, (which has been stated above). Conclusion: Therefore, Ann and or Carol cannot sue Bruce for damages under the law of negligence, but they can sue Hanks Distributor and Mower for the damages caused to them under the common law of negligence and they shall be entitled to the rights under the ACL, provided in sections- 138 to 150. Moreover, Hanks Distributor and Mower can defend themselves under the grounds of defense provided in the common law or the grounds provided in section-142 of the ACL. References: Australian Consumer law (ACL) Civil Liability Act 2002 (NSW) Cleghorn v Oldham (1927) 43 TLR 465 Competition and Consumer Act, 2010 Grant v Australian Knitting Mills. PC 21 OCT 1935 Langham v Connell Point Rovers Soccer Club [2005] NSWCA 461

My Antonia Essays - My Ntonia, Antonii, Willa Cather, My Antonia

My Antonia "My Antonia," by Willa Cather has many symbols through out the novel. Symbolism reflects her own views as a child through her life. Some of these symbols are Jim's grandomother's garden and snake-killing incident. Jim's grandomother's garden made him fell as a part of nature, as human beings originally were in the Garden of Eden. When he came to the garden he would also wonder if people felt like this when they died and became a part of knowledge, goodness, sun and air. His maturity makes him feel how he really feels about Antonia. Jim was always afraid to tell Antonia how he felt about her. Ever since Jim laid eyes on her, he knew that she was the love of his life, but didn't want to tell her because of the big difference of the social classes. Jim often wondered if Antonia could serve as a motherm friend, lover or sweetheart. In the garden Jim and Antonia would play around, work in the garden and picked potatos. The garden symbolizes the freedom that children enjoyed during the youth years. When the sanke-incident happens Antonia brags about how brave Jim was. Antonia exclaimed to Jim's family, "He fight something awful! He is all over Jimmy's boots. I scream for him to run, but he jsut hit an hit that snake like he was crazy. (Page 33). At this point Jim realizes that Antonia was more that a friend but Antonia sees him more like a little brother especially since he is four years younger than him. Work can also be another symbol in the term that Antonia worked hard in the farm. "Her neck came up strongly out of her shoulders, like the hole of a tree out of the turf" Cather emphasizes. Antonia goal was to prove her mother that she can work as well as Ambrosch leads her to compete with the men plowing and to pick up masculine traits that overshadow her feminity. Antonia would always work hard in the fields and people knew she was a hard worker. This symbol of work showes how she does not give up even though she is a girl. Through out the novel symbolism is often used in every chapter. Willa Cather often used symbolism portaining to Jim and Antonia. Willa Cather thought that using symbolism would bring more meaning to the novel.

Sample Essay in aaag - A Sample Essay For a Successful College Entrance Examination

Sample Essay in aaag - A Sample Essay For a Successful College Entrance ExaminationMost college students tend to write their essays without thinking about sample essays. They just write the essay and then put it aside, thinking that this is enough for their college classes. However, if you are planning to pass the college entrance exam and college entrance examination, the sample essay in aaag is extremely important.The sample essay written by a student can help him or her tremendously. It gives the reader a clear idea of what to expect in the college. It also provides a frame of reference for reading the essay.The sample is really helpful when you are writing your own essay. You will be able to compare it with the sample and find out the real story behind it.On the other hand, the author of the article will benefit in many ways by knowing the exact style and grammar used by the particular writer. The way it was written may help them to learn a lot about grammar in general and how to express themselves better.Writing your own essay can be easy with the help of a sample essay in aaag. In fact, it is essential for a successful college entrance examination.However, if you really want to improve your academic writing skills, then you need to make sure that you are writing the essay as precisely as possible. This means that you have to be on top of your game when it comes to grammar and proper punctuation and you should not overlook anything.One of the best ways to know how well you are doing is to give yourself a test by giving yourself a sample essay in aaag. If you find it hard to write, don't worry. You can always take it to the college with you and learn from it.

Dinosaur Exhibits at the Royal Ontario Museum

Dinosaur Exhibits at the Royal Ontario Museum Name: Royal Ontario MuseumAddress: 100 Queens Park, Toronto, CanadaPhone Number: 416-586-8000Ticket Prices: $22 for adults, $19 for children age 15 to 17, $15 for children age 4 to 14Hours: 10:00 AM to 5:00 PM Monday to Thursday; 10:00 AM to 9:30 PM Friday; 10:00 AM to 5:30 PM Saturday and Sunday About the Royal Ontario Museum The Royal Ontario Museum in Toronto recently unveiled its brand-new James Louise Temerty Dinosaur Galleries, which features full-sized reproductions of over 20 dinosaurs, as well as avian and aquatic reptilesincluding a skeleton of Quetzalcoatlus (the largest pterosaur that ever lived) swooping down from the ceiling. Among the most popular specimens here are T. Rex and Deinonychus, as well as a huge Barosaurus and various hadrosaurs, such as Maiasaura and Parasaurolophus. The curators of the Royal Ontario Museum make sure to stay on top of the latest dinosaur discoveries: for example, this is currently the only place where you can see a specimen of Wendiceratops, a horned, frilled dinosaur announced to the world in 2015. This relatively pint-sized (only two tons or so) ceratopsian was discovered by a team including a noted Royal Ontario paleontologist, working with colleagues from across North America. If youre not sure a trip to Toronto is worth the expense and effort, you may want to check out the virtual tour offered on the museums website. Its not the same as seeing the dinosaurs up close, but it will at least give you a good idea whether you can while away an hour or so with your kids, before going to see other exhibits. The fossil collection of the Royal Ontario Museum doesnt begin and end with dinosaurs. A gallery devoted to Triassic life forms is scheduled to open in 2009, and visitors can currently see numerous fish and invertebrate fossils, as well as specimens of the dinosaurs successors in the The Age of Mammals exhibit. Other attractions include Continents Adrift, which examines the drifting landmasses of the Mesozoic Era, and the self-explanatory The Evolution of Birds.

The legalization of gay marriage Research Proposal

The legalization of gay marriage - Research Proposal Example The primary reasons for banning gay marriage in the USA are religious, ethical, and moral. â€Å"American freedom... is attached to a set of communal responsibilities and dependant on the individual’s ability to confirm in compliance with a moral, ethical and religious standard.† Thus the freedom of self shall not come in clash with the freedom of America, which comes with a set of responsibilities of individuals towards community. The issue of legalizing gay marriage might be a personal problem faced by many gays living together and seeking some sort of state-sanctioned marriage. The community can no way benefit from their marriage- in fact, it has created a cultural war in America between those that believe in the traditional form of marriage and those that are proponents of gay marriage. People from different social and political backgrounds have mixed views regarding the legalization of gay marriage and they can influence the decision of the courts through ballot ca mpaigns against gay marriages. In Washington this year, a ballot campaign will be held and if the required numbers of votes are gathered, the move would be nullified and gay marriage will be banned in Washington. â€Å"There is precedent in California for handling such a situation. California's Supreme Court legalized gay marriage in 2008, only for voters to approve a constitutional amendment six months later defining marriage as between a man and a woman.†

Creative marketing strategy Essay Example | Topics and Well Written Essays - 2000 words

Creative marketing strategy - Essay Example The emergence of competition in the industry among the different sectors has come up due to the fact that the labels compete on the quality of their products rather than the price. A person would buy a well known product for instance Louis vuittion or Gucci at a very high price compared to the same product without the logo. Due to this factor of attractiveness, marketing or product promotion has been a key tool to great sales for the fashion industry with different modes of advertising and marketing used. Currently, the fashion industry is a multi-billion industry that has seen a lot of investors and entrepreneurs enter the broader textile and apparel industry. The amount spent in US on fashion each year is 250 Billion USD and according to the analyses, the amount is set to double in the next ten years. This translates that number of people employed is set to increase and the annual global fashion industry revenue is also set to be rising in the near future. In today’s era of fashion industry, it is more than just availing products in the international markets, but it entails marketing, branding and shipping of products. Due to the differentiation of the world markets, uniformity in marketing may be hard, but with increase use of technology, marketing and availing goods in the market has become easier (Tungate, 2012). The problems of different trade policies, difference in trading currencies, laws and infrastructure have been reduced .The companies that have been leading in pr oviding assistance to small scale designers and Fashionist include; council of designers of America, Editd (UK) and Nike. These organizations have helped young designers scale up the tough competition through helping them brand and market their products. Economic boom or recession influences the general income of the fashion industry. During the boom, people will tend to spend more on luxury and new trends because they

The First Day Essay Example for Free

The First Day Essay The set-up for the beginning of the story describes the narrator’s social status. It appears that when the narrator was young, she came from a low income family, her mother states: â€Å"You gonna go there and learn about the whole world† (Jones 29). The mother says these words as if she was aiming for her child to achieve a great goal, the narrator says: â€Å"For as many Sundays as I can remember, perhaps even Sundays when I was in her womb, my mother has pointed across I street to Seaton†¦Ã¢â‚¬  (Jones 29). This indicates that it was her mother’s dream to initiate her daughter’s studies in what she believed was the best school. A parent of higher income would not dream to send his or her child to a high class school; the parent would just do it. Also, the narrator gives an in-depth description of the preparation that she endures as her mother attempts to perfect her appearance, wanting to make the impression that her daughter belongs at school, and does not deserve a life in poverty. Furthermore, the narrator gives another hint of her past social status when she says: â€Å"I am learning this about my mother: The higher up on the scale of respectability a person is-and teachers are rather high up in her eyes- the less she is liable to let them push her around† (Jones 29). If the narrator’s mother considers teachers to Pg. 2 be of a higher social status, then, this would mean that the narrator’s mother either did not have an education or did not complete her studies, which is relatively common among people of extreme poverty. The story continues, and it shows her mother’s determination in giving her child a better future. This is observed when the narrator’s mother doesn’t give up after she was told that because of the location where she lived she couldn’t get her child to attend Seaton Elementary School, which was the school she always wanted her child to go to. The narrator’s mother doesn’t give up and tells her daughter, â€Å"One monkey don’t stop no show† (Jones 29), showing her intensions to continue on looking for a place where her daughter can be educated. Eventually the narrator’s mother does find a school which would take her daughter, but the encouraging attitude is quickly veiled when during her admission to the new school, the narrator finds out that her mother cannot read and write. The narrator learns that this is not normal, even though she is very young, she could identify that her mother doesn’t have the ability to read or write like the rest of people. This was the beginning when the narrator, even though young, begins to understand that there was going to be a change in her life. Her mother lets her know this by cutting short a game they always use to play, she makes her understand that this was a significant situation, and even though she didnt quite understand, things were going to be different from that point forward. Based on the aforementioned passages, which serve as supporting evidence, and the puzzle I would intent to explain next, I believe is very clear that the narrator’s shame of her mother began on her first day of school. I built this argument because according to the story this particular day was the beginning of a change in the narrator’s life; she stated: â€Å"On an otherwise unremarkable September morning†¦Ã¢â‚¬  (Jones 27), she clearly points that this was a â€Å"remarkable â€Å"day in her life, a day she cannot Pg. 3 forget. Through the book scenarios, we learned that by being able to go to school, the narrator is probably on a much higher social level than her mother ever was, and by having an education the narrator was able to grow out of poverty and despites the fact that she was ever poor. In addition, the fact that her mother was not able to read shamed her to the core, and her humiliation did began her first day of school, when she realized that she was poor and her mother was an uneducated woman; that is what the narrator was ashamed of. Thickening the plot, the story also suggests that because that her mother was no â€Å"push† over among people of higher class, it could have created several arguments as the narrator grew intellectually and socially. Perhaps, being â€Å"now† and educated woman, she rather admit to be ashamed of her mother because she had extreme arguments with her, and would blame her mother’s ignorance to her new world and social life, but the narrator would not accept that it was because her mother couldn’t read; after all, this would be too awful since deep inside she knew that it was her mother who made her into the accomplished person she is. But the shame on her mother did in-fact started when she became aware that her mother was illiterate. It is sad that a child would be ashamed of her own mother, especially after she made every effort to see her child succeed. Being an immigrant from another country, I knew the sacrifices my mother had to endure in order to provide me with a better future, but in-turn I continued my mother’s dreams through my successes in life and pride all her sacrifices. The narrator never realized that she inherited the feel of superiority and arrogance from her mother: As the narrator’s mother left the school, her footsteps signified strength, diligence, determination, and the endurance she was passing on to her daughter. The mother understood that this was going to be the start of a new life for her daughter in order to make sure that she would never be like her, but she was indeed. Pg. 4 Citations * Jones, E. P. (1992). Lost in the city, the first day.